Avoid These 3 Common Mistakes for a Smooth New Construction Process



Are you thinking about buying a new construction home here in North Georgia? If so, you've come to the right place. Here are three common mistakes to avoid when buying new construction:
  1. Failing to hire a real estate professional to represent you: If you are going to court, would you represent yourself? If you have an ailment, would you trust a friend to diagnose you, or would you rather see an expert? A real estate professional will protect your interests when you go to negotiate a new home purchase.
  2. Do your research: Some builders simply aren't reputable; you can't pick one without giving it a good deal of thought. There are many ways you can find out which builders are reputable. One of the most important things you can do is find a builder who is going to stand behind their product.
  3. Read the fine print: Builder contracts are set up to protect their interests. You need to ensure you are not getting fooled or taken advantage of in the contract stage. Again, working with a good Realtor is a great way to avoid problems with this part of the process.

If you have any questions about buying new construction, or if you need real estate assistance of any kind, please don't hesitate to reach out to us. We would love to help you make smart decisions in our marketplace.

Celebrate Star Wars With Us



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Today, I want to announce to a special, exciting event for our previous and current clients. We extend this invitation to friends and sphere of influence, too! This month, we will host a private showing of the new Star Wars film. We want to share our love for Stars Wars movies with you.

Join us on Tuesday, December 29th at 2 p.m. at the Rave movie theater. Doors will open a half-hour early at 1:30 p.m. Your ticket includes popcorn and drinks, too! We’ll have a good time. Bring your friends. However, you must RSVP for this special event! There is a limited amount of seating available, so reserve your spot today. This is one way to thank you for your continual support and business.
If you’re interested in attending, give us a call or email today. We’d be happy to talk to you about your real estate needs, too!

Aggressively Pay Down Your Chattanooga Mortgage




Should I pay down my mortgage? This is a question we get often, and I’m all about this idea. However, I think you should approach it strategically. There are some things to keep in mind before you go ahead and make this decision.
  • Pay off your credit cards first. Take care of credit cards with high interest rates. Conquer debt. Handle it.
  • Build an emergency fund. Set aside money just in case something happens. Stock up for an emergency fund.
  • Build a retirement fund. If you’re like me, you’ve been doing the same thing for a long time and might not think retirement will ever get here. It does, though. Plan ahead and get ready for retirement.

  • Build a college fund. You need to prepare for your children with money set aside. This will come in handy when the time comes. After all, the cost of a college education continues to skyrocket.
  • Obtain long-term healthcare insurance. Based on your family’s individual circumstances, this might be something you want to contribute to.

If you’ve done all of these things already, it’s an excellent idea to aggressively pay down your mortgage! There are a couple ways you can do this, such as adding money to your principal each month. You can start approaching this from the day you close by writing an additional check for the principal each month. At this rate, you’ll be able to pay off a thirty-year loan in about seventeen or eighteen years. We’ll be glad to walk you through this process.

If you’re interested in buying or selling a home, give us a call or email today. We’re happy to discuss them with you!