Join Us for Halloween Fun at the Zoo

Our annual “Boo at the Zoo” is coming up. This year’s event is going to take place on Thursday, October 27th.

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We are excited to announce the return of our annual “Boo at the Zoo.” This year’s event is going to take place on Thursday, October 27th from 5 p.m. to 8 p.m. It’s a great opportunity for you, your family, and your children to drop by the zoo decked out in your costumes to have a great time with the Charlotte Mabry Team.

We will have a scavenger hunt, costume contest, and you’ll get to see all the animals at the zoo. I know you don’t want to miss out on this.

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You don’t want to miss out on this.

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For more information or to RSVP, all you have to do is send an email to wanda@charlottemabryteam.com and she will get you all signed up and ready to go. If you have any other questions, don’t hesitate to give me a call or send me an email. I look forward to seeing you soon!

Inheriting a House With a Mortgage

What happens when you inherit a house that has a mortgage attached to it?

First, determine who is responsible for those mortgage payments. If the family member you’ve inherited the house from cosigned the loan with another person, then that cosigner is responsible for the payments on that mortgage.

If there is no cosigner in place but you’re the person who is named in the will as being responsible for the property, then you’re also responsible for the mortgage payments. In this case, you need to gather up all the mortgage documents you can find. It might also be a good idea to call the mortgage company and let them know that you’re now responsible for the payments.

The most important thing you can do is keep making those payments until you can get the house sold, assuming you’ve decided to do so. Keep them up to date, otherwise, you open up the door to foreclosure and potentially losing the house and any equity that’s carried with it.

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Keep making those payments until
you can get the house sold.

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If there is no family member left or someone specified to take over the property when someone passes away, the bank has no recourse but to enter the foreclosure process to get their money back.

My advice to you would be to speak with a closing attorney or an estate attorney to make sure you have all of your documents in order to go through the probate process. Make sure that’s addressed up front before you put a property on the market.

We’ve got a good list of tips on selling a home through an estate. If you’re interested, just send me an email and I’d be glad to send that list to you. Hopefully, you’re not having this experience, but if and when you do, you’ll have some information on how to deal with it.

If you have any other questions, please don’t hesitate to give me a call. I look forward to helping you in any way I can.